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Why Should I Plan for the Future Today?

So, most people think that when you set up a trust or a living will, that it’s only for the rich. Here’s what I have to share with you. I had a friend; his name was Ralph. He was a roofer. And Ralph bought a $2 million term policy, and it was going to cost him about $2,000 a year. Ralph was about to sign the papers. He was old school and ink and pen instead of electronically and his refrigerator went out. And as a result, he didn’t have the money for the downpayment of the policy. And he delayed five days. He said, wait until I get paid. About three days later, I got a phone call from his wife, and she said, I’m the proud owner of a $2 million refrigerator. And I hesitated and I thought, “Oh my gosh, what are you telling me?” And she said “Ralph passed away, had a heart attack on a roof. And as a result, I have to go back to work, and I owe myself a $2 million refrigerator.” So, the point of this is don’t wait, get your coverage, and be prepared for the future.

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