Term Life policies have set premiums with a guaranteed death benefit if you die before the end of the policy’s term. You pay the premiums on a regular basis and if you pass away before the insurance expires, your chosen beneficiaries receive the benefit.
For same-sex couples who are unmarried, or whose marriage is not legally recognized in their state, you should still be able to designate your partner as your beneficiary.
Just because your family is a little different, doesn’t mean I can’t help you find the right type of protection for your loved ones. Most of the challenge is making sure you have the paperwork you need to get started, and I can help with that.Reach out to me and let’s set up a time to chat. Let me know what your worries are, and I’ll see how I can help. I promise no sales pitches, just a friendly ear to listen and an empathetic heart to guide.