There are two types of insurance you should be aware of:
Whole life insurance – provides coverage that lasts your entire life. As long as premiums are paid, your beneficiary will get the same income tax-free death benefit payment. Whole life also includes a cash value component. Two advantages for parents of a special needs child:
Caring for a special needs child is exhausting and exhilarating, with days filled with both worry and joy. By setting up a plan now to take care of your child and yourself for the future, you give yourself some peace of mind and one less thing to keep you awake at night.Reach out to me and let’s set up a time to chat. Let me know what your worries are, and I’ll see how I can help. I promise no sales pitches, just a friendly ear to listen and an empathetic heart to guide.