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Which Type of Life Insurance Do I Need?

One common myth in life insurance is that you only need one type or the other. That you need term or whole life. Most people need a combination of term and whole life to cover their circumstances, especially between the ages of 30 and 50. Because they’re your prime “taking care of family years.” So, you need term insurance just to cover the large expense to pay off your house and your car and the kids’ college education. God forbid if something happens to you. Where whole life insurance is an accumulation of income tax-free savings for your retirement, as well as a death benefit.

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