Ideally, it’s important to get a trust set up prior to age 17 because it takes anywhere from three to six months to get done. It needs to be done by an attorney in the state that you live in because they know the rules, and it should be adjusted every three to five years based on rule changes. The sooner you get done, the better. It is because you’re protected and it allows you to keep money away from creditors. That’s the key – to keep money away from the creditors.