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How Does Long Term Care Insurance Work?

Here’s how long term care protects your savings. It allows you not to take away from your nest egg. You receive a monthly allotment to determine how you’re going to use that care for personal care assistance. This does not require any type of accounting and the money you receive is income tax free. When you have long term care it is a result of you not having two of the basic six daily living exercises. Which means the ability to eat, ability to feed, balance issues, dementia. When you are missing two of these you’re eligible for long term care. This eligibility means that you get a personal care assistant at your home, and it allows you to continue life as normal as you can while receiving long term care.

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