I just met a family yesterday. And they saw that I was wearing a shirt that said Guardian. And they said, “What is guardian?” And I said, “Well, it’s one of the organizations I work for.” And they said, “What do you do?” And I said, “I do financial protection for children and their families.” And they’re like, “We were thinking about that. How long does that take?” I answered, “Well, it takes a 15-minute initial conversation, and then I gave you some paperwork to fill out some easy questions. All in all, it’s less than two hours for something simple.” We sat down and it took probably 45 minutes. They told me what they wanted, and we put it into effect as of yesterday, so it can happen that quick.