I’m Bill Walters and I know what it’s like to deal with complicated family needs.
Before I became an advisor, I had to care for my mother who suffered from dementia. With no long-term care coverage in place, we had to do everything ourselves – keeping an eye out, cooking meals, cleaning up after her, setting up rails so she wouldn’t fall. It wasn’t easy and her suffering could have been minimized with proper professional care. When she passed away, I made a promise to myself that I would do everything in my power to make sure other families wouldn’t go through what we did.
Start your own preparations by learning about common financial challenges and then meeting with a reputable retirement financial advisor.
Let’s set up a time to talk. I promise there’ll be no sales pitches, just a conversation. And if I can help you with what you need and where you want to be, we’ll go on from there. If not, I should be able to refer you to someone who can.
I’ve dealt with my own perfectly imperfect family. Let me try to help with yours.
Services We Provide
At Perfectly Imperfect Families, we specialize in blended family financial planning and personalized financial advising services to help you build a secure future. Our family financial advisors and certified retirement financial advisors provide expert guidance on life insurance financial planning, indexed universal life insurance, whole life insurance for parents, and life insurance for your child. Whether you need a trusted financial advisor for retirement planning, business financial guidance, or independent investment advice, we offer tailored financial planning services to meet your unique needs. Serving clients in New Jersey and beyond, we help you protect what matters most—your family’s future.
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Together we’ve helped many families achieve their retirement goals and long-term financial security.
Financial Guidance Trusted Professionals
At Perfectly Imperfect Families, we believe financial planning isn’t just about numbers — it’s about people, relationships, and the imperfect realities that make your family unique. Founded by Bill Walters after caring for his mother during a difficult illness, our mission is deeply personal: to help families plan for life’s uncertainties with compassion, clarity, and purpose. Whether you’re navigating retirement, protecting loved ones with special needs, managing multi-generational responsibilities, or supporting a non-traditional or LGBTQ+ family, our team of financial gurus, seasoned professionals, and trusted experts is here to guide you every step of the way.